About Us

We Make Home Loans Easy!

Experience, Integrity, Reliability

Coploans.com is a personal website, owned by Doug Bullwinkel, a Mortgage Loan Originator and full time employee for Envoy Mortgage. He has over 25 years in the Mortgage Industry and has helped thousands of clients achieve the dream of home ownership.

All loans are originated and funded through Envoy Mortgage.

Doug Bullwinkel served 4 years with the US Marine Corps and is a Vietnam Veteran. He was a Level 1 Reserve Officer with Napa PD and worked the street for over 20 years.

When you work with Doug Bullwinkel, you’re working with someone you can trust to do the right thing for you. When you work with Doug, you come first. That is the rule, not the exception. As a former officer, he has walked in your shoes and knows where you are coming from.

He has the knowledge, experience and the professional staff to make your home loan experience a good one.

Doug Bullwinkel

Mortgage Loan Originator
NMLS #281609
(800) 636-8910

About Envoy Mortgage

The Financial World is a graveyard of Mortgage Lenders that no longer exist. Many of them could not navigate the maze of new regulations, disclosures and accountability and were forced to close their doors. Envoy Mortgage is here to stay.

Envoy Mortgage is one of the nation’s largest and most respected independent mortgage lenders. We have over 150 Branch offices across the country and are licensed to originate loans in 47 states.

Envoy’s Mission is to be the 1st Choice in delivering the dream of sustainable homeownership by inspiring hope and building prosperity in the lives of our Employees, Builders, Realtors and the communities we serve. We continue to deliver exceptional mortgage service with 100% Focus on Retail Mortgage Lending.

Envoy has the distinct advantage of being a direct lender, which means all loan processing, underwriting, loan documents and funding’s are handled in-house. This allows us to direct and control the resources necessary to expedite the processes, with a proven track record of closing loans quickly and as efficiently as possible.

Our Mission is to fulfill the dreams of home ownership by delivering exceptional service to our customers while providing the Envoy team opportunities to grow and build their future.

Our Vision is a winning mortgage team working together in a culture of service, accountability and continuous improvement, built on a foundation of integrity, quality and sustainability.

What makes Envoy Mortgage different?

• We really do care about our customers and our employees.
• We view our customers as People, not as loan files.
• We have the ability to adapt quickly to changing markets.
• We find Solutions, Not Excuses.
You are invited to Experience the Envoy Mortgage Advantage!